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Frequently Asked Questions
Fixed rate or adjustable rate?
APR or interest rate?
How is property value estimated?
Can I get a loan with less than perfect credit?
How should I estimate my property tax and insurance payments?
How often does the escrow portion of my monthly payment change?
How do I qualify for a loan?
When will I know my interest rate, and will it change?
Should I refinance?
Do I get to keep the appraisal?
How does an Appraiser determine a value?
What is a "Point" and should I pay it?
Is "Pre-paid Interest" a fee associated with getting a loan?
What are closing costs?
How should I handle my closing costs?
How is my monthly payment calculated?
What is PMI?